Serif, a chic, urban condo residence has been making much construction progress!
Located in Mid- Market, 950 Market Street, San Francisco, this 12 story new construction is working to create a space that is more than just your home, but also your lifestyle combining theater, art, retail, dining, and nightlife in a up and coming dynamic area in the city.
Here are a few updates:
Mockups of the interior finishes and fixtures are in progress including countertops, cabinetry, some appliances, bathroom tile, shower enclosures, plumbing fixtures, and door hardware.
Cabinets are being installed in homes on the 3rd floor.
The final construction hoist will be removed and exterior paneling completed in February.
The framing of the lobby has begun and the Market St. entry structural steel is installed.
The structural steel of the rooftop solarium is in place and undergoing fireproofing and painting.
Come Spring, the sales gallery will be ready to view and explore.
Have you been looking for the perfect space to combine your work and life space? Look no further because this condo could be the perfect place for you.
Characterized by its soaring ceilings & enormous windows, this fabulous loft-condo corner unit is a true live/work space with its own separate entrance along with an entrance from the lobby. The main live/work space has spectacular double high ceilings, great natural light, built-in shelves, & an open stairway which leads to the BR on the second floor, great for sheltering in place, working from home,& entertaining (post Covid). The recently renovated eat-in kitchen has quality stainless steel appliances, a beautiful tile floor, handsome Caesarstone countertops, recessed lighting, & ample cabinetry for maximum storage. Adjacent to the kitchen is a full bath with W/D. The upper-level BR has floor to ceiling windows, wood floors, a large closet, and remodelled ensuite bathroom. One car parking is included. Building amenities include a shared courtyard. Close to many wonderful restaurants,shops & parks, w/easy access to freeways, BART/MUNI,& corporate shuttles.Property is virtually staged.
Reach out to schedule a COVID Compliant listing today!
This remarkable condo features exceptional finishes, wide plank floors and quality upgraded fixtures making it a lovely oasis in North Waterfront. Designed with entertaining in mind, this condo has plenty of space to move around in, also ideal for working from home. The condo also features a private terrace with views of Coit Tower and Telegraph Hill. This prestigious 5-star amenity building has Resort-style Amenities, including 24-hour concierge services, heated outdoor pool and hot tub, and a fabulous club room and library. Close to Telegraph Hill, the Ferry Building, Waterfront, Parks, North Beach, FiDi, and Transportation.
Looking for a new Condo Space to call yours? Look no further because 2875 21st Street could be the home for you! With an open floor plan, expansive kitchen, and large private patio space, this condo is not to be missed.
This urban chic live/work loft is not to be missed. The soaring 16’ ceilings create voluminous spaces for a gracious living room, dining room, home office, Peloton, and many other flexible uses. The open floor plan flows from a generous kitchen with exposed wood beams and slate tile flooring to the great room warmed by refinished wood flooring and full height windows that showcase the amazing sunlight the Mission District has to offer and the enormous private patio that is perfect for outdoor dining and lounging. The year-round climate creates the opportunity to substantially extend your living space with indoor-outdoor living. Located amidst all that the Mission has to offer, this home is just blocks from Flour + Water, Gus’ Market, Farmhouse Kitchen, Sightglass Coffee, Mission Cliffs Climbing Gym, ODC Theater and much more. Easy access to Mission Street BART or several Muni lines, including a short ride on the 48 to CalTrain.
1. How Can I Better Understand the Process, and How Much Can I Afford?
The process of buying a home is not one to enter into lightly. You need to decide on key things like how long you plan on living in an area, school districts you prefer, what kind of commute works for you, and how much you can afford to spend.
Keep in mind, before you start the process to purchase a home, you’ll also need to apply for a mortgage. Lenders will evaluate several factors connected to your financial track record, one of which is your credit history. They’ll want to see how well you’ve been able to minimize past debts, so make sure you’ve been paying your student loans, credit cards, and car loans on time. If your financial situation has changed recently, be sure to discuss that with your lender as well. Most agents have loan officers they trust and will provide referrals for you.
2. How Much Do I Need for a Down Payment?
In addition to knowing how much you can afford on a monthly mortgage payment, understanding how much you’ll need for a down payment is another critical step. Thankfully, there are many different options and resources in the market to potentially reduce the amount you may think you need to put down.
If you’re concerned about saving for a down payment, start small and be consistent. A little bit each month goes a long way. Jumpstart your savings by automatically adding a portion of your monthly paycheck into a separate savings account or house fund. AmericaSaves.orgsays:
3. Saving Takes Time: Practice Living on a Budget
As tempting as it is to pass the extra time you may be spending at home these days with a little retail therapy, putting that extra money toward your down payment will help accelerate your path to homeownership. It’s the little things that count, so start trying to live on a slightly tighter budget if you aren’t doing so already. A budget will allow you to save more for your down payment and help you pay down other debts to improve your credit score.
A survey of millennial spending shows, “68% reported that shelter in place orders helped them save for their down payment.” Danielle Hale, Chief Economist at realtor.com, also notes:
“If there is any silver lining to the current economic landscape, it’s that mortgage rates are hanging around record lows…Additionally, shelter-in-place orders helped many who were fortunate enough to keep their jobs save for a down payment — one of the largest hurdles of buying a home. The combination of low rates and the opportunity to save is enabling many millennials to move up their home buying timeline.”
While you don’t need to cut all of the extras out of your current lifestyle, making smarter choices and limiting your spending in areas where you can slim down will make a big difference.
If homeownership is on your dream list this year, take a good look at what you can prioritize to help you get there. To determine the steps you should take to start the process, let’s connect today.
According to the latest CoreLogic, Home Price Insights Report, nationwide home values increased by 8.2% over the past twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record low mortgage rates. As CoreLogic explained:
“Home price growth remained consistently elevated throughout 2020. Home sales for the year are expected to register about 2019 levels. Meanwhile, the availability of for-sale homes has dwindled as demand increased and coronavirus outbreaks continued across the country, which delayed some sellers from putting their house on the market.
While the pandemic left many in positions of financial insecurity, those who maintained employment and income stability are also incentivized to buy given the record low mortgage rates available; this is increasing buyer demand whole for-sale inventory is in short supply. “
Where will home values go in 2021?
Home price appreciation in 2021 will continue to be determined by this imbalance of supply and demand. If supply remains low and demand is high, prices will continue to increase.
According to the National Association of Realtors, the current number of single- family homes for sale is 1,080,000. At the same time last year, that number stood at 1.450,000. We are entering 2021 with approximately 370,000 fewer homes for sale than there were one year ago.
However, there is some speculation that they inventory crush will ease somewhat as we move through the new year for two reasons:
As the health crisis eases, more homeowners will be comfortable putting their houses on the market.
Some households impacted financially by the pandemic will be forced to sell.
Low Mortgage rates have driven buyer demand over the past twelve months. According to Freddie Mac, rates stood at 3.72% at the beginning of 2020. Today, we are starting 2021 with rates one full percent lower than that. Low rates create a great opportunity for homebuyers, which is one reason why demand is expecting to remain high throughout the new year.
Taking into consideration these projections on housing supply and demand, real estate analytics forecast homes will continue to appreciate in 2021, but that appreciation may be at a steadier pace than last year. Here are the forecasts:
There’s still a very limited number of homes for sale for the great number of purchasers looking to buy them. As a result, the concept of supply and demand mandates that home values in the country will continue to appreciate.
Have you been looking to lease a condo in a great downtown location?
Look no further!
199 New Montgomery is a Gorgeous west facing, 1 bedroom plus office/den condo with plenty of natural light, featuring beautiful hardwood floors, large floor to ceiling windows, and beautiful finishes. With its open concept floor plan, the home has plenty of space for working from home and entertaining (post covid) and is in an excellent downtown location. A spacious living/dining area flows into a contemporary kitchen with lovely granite countertops, plenty of cabinets and quality stainless steel Bosch appliances. An additional space off the kitchen is perfect for a den or home office. There is in unit laundry for added convenience. Building amenities include 24 hour security and door service, and a fabulous rooftop with sweeping city views, outdoor seating & community bbq. Live near many of the city’s fine restaurants, shops and attractions, close to Union Square, MOMA, and YerbaBuena.
Today it’s more important than ever to have an expert you trust to guide you as you sell your house. For sale by owner is the process of selling real estate without having a broker or real estate agent representing you. Here are a few reasons why this could be considered a mistake. You are more likely to net more money working with an agent. Selling on your own can be difficult from a legal standpoint. Negotiating the deal is complex, and now more than ever, your safety is a priority. Selling your house on your own leaves you to manage the entire transaction by yourself. Before you decide to take on this challenge, let’s connect to make sure you are safe and successful every step of the way.
With 6 months of selling experience during the pandemic, agents have learned how to make the process easier and safer.
With now never 6 months of experience selling homes in a pandemic, real estate agents have learned ways to make the process easier and safer for everyone involved.
COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to sell houses right now, while agents continue to abide first and foremost by state and local regulations.
Let’s connect to discuss how to sell your house safely in today’s housing market.